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Switch from a credit card to a personal loan

Having difficulty making payments on time?


For easier management and better flexibility, how about a personal loan?


Unlike credit cards, with a personal loan you can benefit from:

  • Lower interest rates in comparison to most credit cards;

  • Fixed repayment schedule, meaning you can plan finances and know when you will have paid off your loan;

  • Flexibility in choosing your borrowing amount, loan term and the repayment frequency; and

  • No temptation to spend or ability to add extra debt.


Take out a personal loan with and you can choose a payment plan and know your loan's end date.


If you would like to discuss a personal loan further with our consultants, please contact us

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